The Age Pension is one of the most important financial supports for retired Australians. It helps older people manage living costs when they no longer earn a regular income. In 2025, couples receiving the Age Pension can expect payments of up to $3,300. This increase is designed to keep up with the rising cost of living, including food, rent, medical bills, and daily needs. Understanding who can claim, how much is paid, and the eligibility rules will help seniors plan their retirement better.
Eligibility Rules for Couples in 2025
To qualify for the Age Pension, couples must meet certain age, residency, and income/asset tests:
- Age Requirement: At least one partner must be of pension age (67 years in 2025).
- Residency: Applicants must have lived in Australia for at least 10 years, with some exceptions for special cases.
- Income and Assets Test: Centrelink checks both income (such as part-time work or investments) and assets (such as property, savings, or shares) to decide if a couple qualifies for the full or part pension.
Couples who meet these requirements can claim the pension jointly. The combined payment can reach up to $3,300 per fortnight, depending on their financial situation.
Payment Details and Increases in 2025
In 2025, the Age Pension for couples has been adjusted to reflect inflation and higher living expenses. Payments are made every two weeks, directly into a bank account. The maximum combined payment for a couple is around $3,300 per fortnight.
This money helps retired couples pay for housing, food, healthcare, transport, and daily expenses. Some couples may receive less if their income or assets are above the test limits. In addition to the pension, seniors may also receive extra benefits like pension supplements, rent assistance, and concession cards, which further reduce living costs.
The Age Pension is a lifeline for many Australian couples in retirement. In 2025, with payments of up to $3,300 per fortnight, the program continues to support seniors against rising costs. By meeting the eligibility rules and understanding how income and assets affect payments, couples can plan their retirement with more confidence. The Age Pension does not just provide money—it ensures dignity, stability, and peace of mind for older Australians.
FAQ’s:
1. How much will couples get from the Age Pension in 2025?
Couples can receive up to $3,300 per fortnight, depending on their income and assets.
2. At what age can I claim the Age Pension in 2025?
You must be at least 67 years old to qualify in 2025.
3. Do both partners need to be of pension age?
No, only one partner needs to be of pension age, but payments are calculated for the couple together.
4. Can I still work and get the Age Pension?
Yes, but your income will be included in the test, which may reduce the amount you receive.
5. Are there extra benefits besides the pension payment?
Yes, couples may also get pension supplements, rent assistance, and concession cards for discounts on health and travel.